Ashish Aditya 
According to the 2011 census study, only 72.19% of Assamese are considered literate, and a majority of them have not completed their higher education. In a move to increase the literacy rate and promote higher education among the young generation, the state government of Assam, during the budget speech 2016-17, announced that they would offer … Read more
Education loan interest rates are determined by the bank and are based on the Marginal Cost of Funds-based Lending Rate (MCLR) or the Repo rate. It is crucial for students to pay close attention to the interest rate charged by Punjab National Bank (PNB) for education loans, as this will affect the future EMI repayment … Read more
The State Bank of India is one of the top government banks in India, offering student loans. The best thing about SBI education loans is that there are multiple categories of study loans that applicants can choose from depending on their needs. For example, the SBI Scholar Loan is specifically for those students who are … Read more
Imagine Prakash, a professional software developer born & brought up in a small town in Uttar Pradesh, recently joined an MNC in Bangalore. He completed his BTech with the help of a student loan, and now that he has a job, his EMIs have started. Having spent his life in a small town, his dreams … Read more
Education loans help bridge the gap between educational aspirations and financial limitations. They are especially beneficial for meritorious students who cannot afford higher education. However, the process of filling out the education loan application form can be complex, and students often have many doubts about it. They may not understand how to fill out the … Read more
When students apply for an education loan for the first time, they can sometimes confuse the repayment policy. They might think it’s like a regular loan, where payments start immediately after the loan is disbursed. But education loans have a different repayment structure. The government understands that students can only repay the loan after they … Read more
Imagine you already have a student loan covering your course fees, hostel fees, and other academic expenses. However, unexpected costs like buying a new laptop, travel & living expenses for an internship, student exchange program fees, or project costs can arise suddenly. In such cases, students often need quick access to funds but may not … Read more
Are you searching for an interest-free education loan in India? If so, you may have noticed that banks and NBFCs always charge interest on study loans. So, is it even possible to get a loan without paying interest? While you can’t completely avoid interest on a loan, what if we told you there’s a way … Read more
Imagine a sunny day when you are rushing to your nearest bank branch, drenched in sweat. The deadline for your admission is looming, and you neither have the time nor energy to visit multiple banks to apply for an education loan. If you just gulped after reading this, imagine how stressful it truly is to … Read more
Are you looking for the best financial institutions for an education loan? Let’s talk about NBFCs! The full form of NBFC is Non-Banking Financial Company. These companies are registered with the RBI under the Companies Act of 1956 and offer services similar to banks but are not officially recognized as banks. NBFCs are involved in … Read more